内容摘要：Ringbauer recommends that his clients keep records of their tax documents in a digital folder on a cloud platform of their choosing. Password-protecting your tax folders can also add an extra layer of

Ringbauer recommends that his clients keep records of their tax documents in a digital folder on a cloud platform of their choosing. Password-protecting your tax folders can also add an extra layer of

Sonam Kunkhen, left, her husband Konchok Dorjey, center, daughters Jigmet Dolma, right, and Rigzen Angmo pose for a picture inside their home in Kharnakling near Leh town in the cold desert region of Ladakh, India, Friday, Sept. 16, 2022. (AP Photo/Mukhtar Khan)As this region in Asia is particularly vulnerable to climate change, shifting weather patterns have already altered people’s lives through floods, landslides and droughts in Ladakh, an inhospitable yet pristine landscape of high mountain passes and vast river valleys that in the past was an important part of the famed Silk Road trade route.

Frequent loss of livestock due to diseases, lack of health care, border conflict and shrinking grazing land — worsened by extreme climatic changes — has forced hundreds to migrate from sparsely populated villages to mainly urban clusters in the region known for its sublime mountain landscape and the expensive wool.In the remote Himalayan region, glaciers are melting fast while still villagers largely depend on glacial runoff for water.Dorjey, the nomad-turned-cabbie, has seen it all.

A group nomads rest as others work outside their homes on a bright sunny day in remote Kharnak village in the cold desert region of Ladakh, India, Saturday, Sept. 17, 2022. (AP Photo/Mukhtar Khan)A group nomads rest as others work outside their homes on a bright sunny day in remote Kharnak village in the cold desert region of Ladakh, India, Saturday, Sept. 17, 2022. (AP Photo/Mukhtar Khan)

When growing up, Doriey said elders would often talk about moving somewhere else because there was so much snow that daily life was difficult.

“As I grew up, snow fell so little that we would contemplate leaving the place,” Doriey said., devastating floods in

, scorching heat waves inin the U.S. and Central America make up just some of the recent extreme weather events that

would be more intense with a warming climate.“With just over one degree of warming since pre-industrial times, we are already seeing more extreme weather patterns,” said Elizabeth Robinson, director of the Grantham Research Institute in London.